Let our auto financing team at FIAT of Austin help ease the process of getting a car loan or lease in Austin, TX. Our team has years of experience and we work with many lenders both nationally and locally here in Texas. This allows us to get you a great rate on you financing.
To apply for financing at FIAT of Austin, fill out the form on the bottom of this page. Upon completion, a member of our team will review it shortly then contact you regarding your status.
For more information about the financing process at FIAT of Austin, visit our finance FAQ section, where you will find additional information about loan rates, fees, and monthly payments.
While you wait for your finance application to get approved, take a moment to browse through our Austin dealership's new Fiat and used car inventory. With a variety of vehicles and a knowledgeable sales team, we are confident that we will find the car that is right for you.
13049 Hwy 183 NorthAustin, TX 78750
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.